When must new enrolments into FNS51312 stop?

New enrolments are not permitted from 25 March 2016 — one year from the date the replacement was included on the National Register (s 14(1)(a)(i) of the National VET Regulator (Compliance Standards for NVR RTOs and Fit and Proper Person Requirements) Instrument 2025 (F2025L00355, in force 1 July 2025)), or from a later date if ASQA has approved otherwise for your organisation.

Is there a deadline for learners already enrolled in FNS51312?

Learners already enrolled have no fixed deadline: they complete the product and are issued their AQF certification, or transfer to the replacement, in a timely manner (ASQA guidance, read live 25 August 2026).

FNS51312 Diploma of Life Insurance — superseded, equivalent

Where the register points next

Each step below is one supersession training.gov.au publishes between two products. The label on the rail is the equivalence the register declares for that step — not our reading of it.

FNS51312Superseded — equivalentDiploma of Life Insurance
equivalent
FNS51315Deleted from the registerDiploma of Life Insurance

The register does not list a current endpoint for this chain: FNS51315 is the last product it points at, and FNS51315 is not marked current either.

What the register says changed

These are the mapping notes training.gov.au attaches to each supersession, quoted as the register writes them. They are the only public record of what actually changed between two versions.

FNS51310FNS51312not equivalent6 March 2012
Core has been restructured to more accurately reflect workplace requirements; elective pool has been substantially recast with the introduction of 6 specialist like insurance units.
FNS51312FNS51315equivalent24 March 2015
Updated to meet Standards for Training Packages

Is FNS51312 on your scope?

This page is the register's record of one product. What it cannot tell you is whether FNS51312 sits on your own scope today, or what else on that scope has moved without anyone noticing. Enter your RTO number and we read every product on your live scope against training.gov.au and tell you which ones are superseded and which replacements the register flags not equivalent.

Whether a supersession requires anything of you, and what, sits with you and your regulator. This page maps what the register records; it does not make that judgement. If the difference between an equivalent and a non-equivalent replacement is the question, we wrote it up in equivalent vs not equivalent.

What FNS51312 is made of

training.gov.au lists 31 units for FNS51312. It does not mark them core or elective: the unit grid records N/A for every one of them. The register does not publish a completion rule in units for this product, so we do not state one. What it takes to complete the product is in the packaging rules on training.gov.au.

Units listed 31 listed

Code	Unit	Core or elective	In this product
FNSASICM503A	Provide Tier 1 personal advice in life insurance	`N/A`	not current
FNSASICX503A	Provide advice in Life Insurance	`N/A`	not current
FNSCMP501A	Comply with financial services legislation	`N/A`	not current
FNSCUS505A	Determine client requirements and expectations	`N/A`	not current
FNSCUS506A	Record and implement client instructions	`N/A`	not current
FNSIAD501A	Provide appropriate services, advice and products to clients	`N/A`	not current
FNSILD501A	Prepare a distribution plan	`N/A`	not current
FNSILD502A	Resource a distribution plan	`N/A`	not current
FNSILD503A	Establish services to provide advice	`N/A`	not current
FNSILD504A	Implement and manage the distribution plan	`N/A`	not current
FNSILF403A	Develop and maintain in-depth knowledge of products and services used by the Life Insurance sector	`N/A`	not current
FNSILF502A	Underwrite complex medical risks	`N/A`	not current
FNSILF503A	Underwrite complex non-medical risks	`N/A`	not current
FNSILF504A	Manage complex life insurance claims	`N/A`	not current
FNSILF505A	Manage ongoing disability claims	`N/A`	not current
FNSILF506A	Manage group life insurance claims	`N/A`	not current
FNSILF507A	Manage group life insurance policy administration	`N/A`	not current
FNSINC501A	Conduct product research to support recommendations	`N/A`	not current
FNSISV406A	Use specialist terminology in insurance claims	`N/A`	not current
FNSISV407A	Use medical terminology in an insurance context	`N/A`	not current
FNSISV502A	Review operational performance of the portfolio	`N/A`	not current
FNSISV503A	Undertake post-loss risk management	`N/A`	not current
FNSISV504A	Negotiate treaty reinsurance	`N/A`	not current
FNSISV505A	Determine risk rating for investment and insurance products	`N/A`	not current
FNSISV506A	Investigate claims	`N/A`	not current
FNSISV509A	Analyse financial, medical and psychological claims assessments	`N/A`	not current
FNSISV512A	Work with legal teams to resolve complex claims	`N/A`	not current
FNSISV513A	Provide decisions on legal liability and indemnity of a claim	`N/A`	not current
FNSISV514A	Review and update claim reserves in portfolio	`N/A`	not current
FNSISV515A	Evaluate and report on status of claims portfolio	`N/A`	not current

Show the remaining 1 unit

Code	Unit	Core or elective	In this product
FNSISV517A	Review claims settlement policies and procedures	`N/A`	not current

The register publishes this unit grid without a core or elective flag, so this page does not split it into core and elective. "Not current" means training.gov.au no longer recommends that unit for use inside this product — it does not say anything about the product itself.

Source: this product on training.gov.au, Australia's national training register — or go straight to the units it requires. The rule itself is item 14 of F2025L00355, and ASQA publishes the extensions it has granted. Read on 28 August 2026 UTC. Every code, title, date, status and equivalence flag on this page is the register's; nothing here is estimated or inferred, and where the register publishes nothing we say so.

Every FNS training product on the register · Search all training products

Is FNS51312 still on your scope? Type your RTO code and get the free breakdown — every superseded product on your live scope, and whether the register flags each replacement equivalent.

Also watch that scope — email me when something on it is approaching the date new enrolments stop, or when the register changes what you have to do. Free forever, one click to stop.

No account, no card. We never ask for anything about your learners. Your address gets this one report — no list, no marketing — and the scope watch only if you tick the box, with one click to stop it.