Where the register points next
Each step below is one supersession training.gov.au publishes between two products. The label on the rail is the equivalence the register declares for that step — not our reading of it.
What the register says changed
These are the mapping notes training.gov.au attaches to each supersession, quoted as the register writes them. They are the only public record of what actually changed between two versions.
Official documents on the register
What training.gov.au lists for FNS40120 and for its training package FNS (release 8.2), with the name and date the register publishes for each file. We link them; we have not read them, and nothing on this page is taken from their contents.
Is FNS40120 on your scope?
This page is the register's record of one product. What it cannot tell you is whether FNS40120 sits on your own scope today, or what else on that scope has moved without anyone noticing. Enter your RTO number and we read every product on your live scope against training.gov.au and tell you which ones are superseded and which replacements the register flags not equivalent.
Whether a supersession requires anything of you, and what, sits with you and your regulator. This page maps what the register records; it does not make that judgement. If the difference between an equivalent and a non-equivalent replacement is the question, we wrote it up in equivalent vs not equivalent.
What FNS40120 is made of
training.gov.au lists 23 units for FNS40120: 9 core and 14 elective. The register does not publish a completion rule in units for this product, so we do not state one. How many of the electives are required is in the packaging rules on training.gov.au.
Core units 9 listed
| Code | Unit | In this product |
|---|---|---|
| FNSCRD401 | Assess credit applications | ●current |
| FNSCRD402 | Establish and maintain appropriate security | !not current |
| FNSCRD403 | Manage and recover bad and doubtful debts | !not current |
| FNSCRD404 | Utilise the legal process to recover outstanding debt | ●current |
| FNSCRD405 | Manage overdue customer accounts | !not current |
| FNSCUS402 | Resolve disputes | !not current |
| FNSINC411 | Conduct work according to professional practices in the financial services industry | ●current |
| FNSORG411 | Conduct individual work within a compliance framework | ●current |
| FNSRSK411 | Apply risk management strategies to own work | ●current |
Elective units 14 listed
| Code | Unit | In this product |
|---|---|---|
| BSBCMM301 | Process customer complaints | !not current |
| BSBCNV506 | Establish and manage a trust account | !not current |
| BSBCUE203 | Conduct customer engagement | !not current |
| BSBCUS403 | Implement customer service standards | !not current |
| BSBFIA401 | Prepare financial reports | !not current |
| BSBLDR403 | Lead team effectiveness | !not current |
| BSBMGT405 | Provide personal leadership | !not current |
| BSBSMB407 | Manage a small team | !not current |
| BSBWOR501 | Manage personal work priorities and professional development | !not current |
| FNSACC411 | Process business tax requirements | ●current |
| FNSCRD503 | Promote understanding of the role and effective use of consumer credit | !not current |
| FNSINC503 | Identify situations requiring complex ethical decision making | !not current |
| FNSINC504 | Apply ethical frameworks and principles to make and act upon decisions | !not current |
| FNSRSK512 | Assess risks | ●current |
Core and elective are the register's own flags on the unit grid of the release read here. "Not current" means training.gov.au no longer recommends that unit for use inside this product — it does not say anything about the product itself.
Source: this product on training.gov.au, Australia's national training register — or go straight to the units it requires. The rule itself is item 14 of F2025L00355, and ASQA publishes the extensions it has granted. Read on 13 October 2026 UTC. Every code, title, date, status and equivalence flag on this page is the register's; nothing here is estimated or inferred, and where the register publishes nothing we say so.
Every FNS training product on the register · Search all training products
Take this with you — one email with this page's clock as the register states it today. Nothing scheduled after it.
No account, no card. Your address gets this one email — no list, no marketing. Cutoff alerts only ever come from a watch you start yourself — the box just records your yes now — and every alert has a one-click stop.
Is FNS40120 still on your scope? Type your RTO code and get the free breakdown — every superseded product on your live scope, and whether the register flags each replacement equivalent.
No account, no card. We never ask for anything about your learners. Your address gets this one report — no list, no marketing — and the scope watch only if you tick the box, with one click to stop it.