Where the register points next
training.gov.au points at nothing after FNS40122: it is the current product, and no replacement is listed.
What the register says changed
These are the mapping notes training.gov.au attaches to each supersession, quoted as the register writes them. They are the only public record of what actually changed between two versions.
Is FNS40122 on your scope?
This page is the register's record of one product. What it cannot tell you is whether FNS40122 sits on your own scope today, or what else on that scope has moved without anyone noticing. Enter your RTO number and we read every product on your live scope against training.gov.au and tell you which ones are superseded and which replacements the register flags not equivalent.
Whether a supersession requires anything of you, and what, sits with you and your regulator. This page maps what the register records; it does not make that judgement. If the difference between an equivalent and a non-equivalent replacement is the question, we wrote it up in equivalent vs not equivalent.
What FNS40122 is made of
training.gov.au lists 25 units for FNS40122: 7 core and 18 elective. To complete it, the register publishes a rule of 7 core units plus 3 electives — 10 units in all.
Core units 7 listed
| Code | Unit | In this product |
|---|---|---|
| FNSCRD401 | Assess credit applications | ●current |
| FNSCRD412 | Establish and maintain appropriate security options for credit facilities | ●current |
| FNSCRD415 | Manage overdue customer accounts | ●current |
| FNSCUS412 | Resolve disputes | ●current |
| FNSINC411 | Conduct work according to professional practices in the financial services industry | ●current |
| FNSORG411 | Conduct individual work within a compliance framework | ●current |
| FNSRSK411 | Apply risk management strategies to own work | ●current |
Elective units 18 listed
| Code | Unit | In this product |
|---|---|---|
| BSBCNV614 | Apply principles of trust accounting | ●current |
| BSBLDR411 | Demonstrate leadership in the workplace | ●current |
| BSBLDR414 | Lead team effectiveness | ●current |
| BSBOPS305 | Process customer complaints | ●current |
| BSBOPS404 | Implement customer service strategies | ●current |
| BSBPEF501 | Manage personal and professional development | ●current |
| FNSACC411 | Process business tax requirements | ●current |
| FNSACC421 | Prepare financial reports | ●current |
| FNSCRD311 | Process applications for credit | ●current |
| FNSCRD404 | Utilise the legal process to recover outstanding debt | ●current |
| FNSCRD413 | Manage and recover bad and doubtful debts | ●current |
| FNSCRD513 | Promote client understanding of the role and effective use of consumer credit | ●current |
| FNSINC513 | Identify and apply complex ethical decision making to workplace situations | ●current |
| FNSINC514 | Apply ethical frameworks and principles to make and act upon decisions | ●current |
| FNSMCA411 | Evaluate debt collection actions and develop recommendations | ●current |
| FNSMCA412 | Undertake legal action for recovery of debts | ●current |
| FNSMCA413 | Identify and manage individuals experiencing hardship | ●current |
| FNSRSK512 | Assess risks | ●current |
Core and elective are the register's own flags on the unit grid of the release read here. "Not current" means training.gov.au no longer recommends that unit for use inside this product — it does not say anything about the product itself.
Source: this product on training.gov.au, Australia's national training register — or go straight to the units it requires. The rule itself is item 14 of F2025L00355, and ASQA publishes the extensions it has granted. Read on 28 August 2026 UTC. Every code, title, date, status and equivalence flag on this page is the register's; nothing here is estimated or inferred, and where the register publishes nothing we say so.
Every FNS training product on the register · Search all training products
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