FNS40122 Certificate IV in Credit Management

Currenttraining.gov.au: current

Australia's national training register lists FNS40122 as current. It publishes no end date for the currency period.

Product type
Qualification
Training package
FNS — Financial Services Training Package
Currency period ends
no end date published
Latest release
Release 1 · 15 June 2022
Supersedes
FNS40120
Superseded by
nothing — no replacement listed

Where the register points next

training.gov.au points at nothing after FNS40122: it is the current product, and no replacement is listed.

What the register says changed

These are the mapping notes training.gov.au attaches to each supersession, quoted as the register writes them. They are the only public record of what actually changed between two versions.

  • FNS40120FNS40122equivalent14 June 2022

    The register records this supersession but attaches no note on what changed.

Is FNS40122 on your scope?

This page is the register's record of one product. What it cannot tell you is whether FNS40122 sits on your own scope today, or what else on that scope has moved without anyone noticing. Enter your RTO number and we read every product on your live scope against training.gov.au and tell you which ones are superseded and which replacements the register flags not equivalent.

Public code, nothing else. We read your live scope from training.gov.au and answer here — nothing is stored unless you ask us to watch it.

Whether a supersession requires anything of you, and what, sits with you and your regulator. This page maps what the register records; it does not make that judgement. If the difference between an equivalent and a non-equivalent replacement is the question, we wrote it up in equivalent vs not equivalent.

What FNS40122 is made of

training.gov.au lists 25 units for FNS40122: 7 core and 18 elective. To complete it, the register publishes a rule of 7 core units plus 3 electives10 units in all.

Core units 7 listed

CodeUnitIn this product
FNSCRD401Assess credit applicationscurrent
FNSCRD412Establish and maintain appropriate security options for credit facilitiescurrent
FNSCRD415Manage overdue customer accountscurrent
FNSCUS412Resolve disputescurrent
FNSINC411Conduct work according to professional practices in the financial services industrycurrent
FNSORG411Conduct individual work within a compliance frameworkcurrent
FNSRSK411Apply risk management strategies to own workcurrent

Elective units 18 listed

CodeUnitIn this product
BSBCNV614Apply principles of trust accountingcurrent
BSBLDR411Demonstrate leadership in the workplacecurrent
BSBLDR414Lead team effectivenesscurrent
BSBOPS305Process customer complaintscurrent
BSBOPS404Implement customer service strategiescurrent
BSBPEF501Manage personal and professional developmentcurrent
FNSACC411Process business tax requirementscurrent
FNSACC421Prepare financial reportscurrent
FNSCRD311Process applications for creditcurrent
FNSCRD404Utilise the legal process to recover outstanding debtcurrent
FNSCRD413Manage and recover bad and doubtful debtscurrent
FNSCRD513Promote client understanding of the role and effective use of consumer creditcurrent
FNSINC513Identify and apply complex ethical decision making to workplace situationscurrent
FNSINC514Apply ethical frameworks and principles to make and act upon decisionscurrent
FNSMCA411Evaluate debt collection actions and develop recommendationscurrent
FNSMCA412Undertake legal action for recovery of debtscurrent
FNSMCA413Identify and manage individuals experiencing hardshipcurrent
FNSRSK512Assess riskscurrent

Core and elective are the register's own flags on the unit grid of the release read here. "Not current" means training.gov.au no longer recommends that unit for use inside this product — it does not say anything about the product itself.

Source: this product on training.gov.au, Australia's national training register — or go straight to the units it requires. The rule itself is item 14 of F2025L00355, and ASQA publishes the extensions it has granted. Read on 28 August 2026 UTC. Every code, title, date, status and equivalence flag on this page is the register's; nothing here is estimated or inferred, and where the register publishes nothing we say so.

Every FNS training product on the register · Search all training products

Deliver this? We read the register nightly — get the free breakdown of your whole scope, and hear the day FNS40122 or anything else on it is superseded.

No account, no card. We never ask for anything about your learners. Your address gets this one report — no list, no marketing — and the scope watch only if you tick the box, with one click to stop it.