When must new enrolments into FNS41512 stop?

New enrolments are not permitted from 25 March 2016 — one year from the date the replacement was included on the National Register (s 14(1)(a)(i) of the National VET Regulator (Compliance Standards for NVR RTOs and Fit and Proper Person Requirements) Instrument 2025 (F2025L00355, in force 1 July 2025)), or from a later date if ASQA has approved otherwise for your organisation.

Is there a deadline for learners already enrolled in FNS41512?

Learners already enrolled have no fixed deadline: they complete the product and are issued their AQF certification, or transfer to the replacement, in a timely manner (ASQA guidance, read live 25 August 2026).

FNS41512 Certificate IV in Life Insurance

Where the register points next

Each step below is one supersession training.gov.au publishes between two products. The label on the rail is the equivalence the register declares for that step — not our reading of it.

FNS41512Superseded — equivalentCertificate IV in Life Insurance
equivalent
FNS41515Superseded — not equivalentCertificate IV in Life Insurance
not equivalent
FNS41521CurrentCertificate IV in Life Insurance

What the register says changed

These are the mapping notes training.gov.au attaches to each supersession, quoted as the register writes them. They are the only public record of what actually changed between two versions.

FNS41510FNS41512not equivalent6 March 2012
Replaces FNS41510 Certificate IV in Life Insurance. Core has been restructured to more accurately reflect workplace requirements; elective pool has been recast with the introduction of 8 specialist life insurance units - OUTCOMES DEEMED NOT EQUIVALENT.
FNS41512FNS41515equivalent24 March 2015
Updated to meet Standards for Training Packages

Is FNS41512 on your scope?

This page is the register's record of one product. What it cannot tell you is whether FNS41512 sits on your own scope today, or what else on that scope has moved without anyone noticing. Enter your RTO number and we read every product on your live scope against training.gov.au and tell you which ones are superseded and which replacements the register flags not equivalent.

Whether a supersession requires anything of you, and what, sits with you and your regulator. This page maps what the register records; it does not make that judgement. If the difference between an equivalent and a non-equivalent replacement is the question, we wrote it up in equivalent vs not equivalent.

What FNS41512 is made of

training.gov.au lists 17 units for FNS41512: 0 core and 1 elective, and 16 units it marks neither. The register does not publish a completion rule in units for this product, so we do not state one. How many of the electives are required is in the packaging rules on training.gov.au.

Elective units 1 listed

Code	Unit	In this product
BSBCMM301B	Process customer complaints	not current

Units the register marks neither core nor elective 16 listed

Code	Unit	Core or elective	In this product
FNSCMP501A	Comply with financial services legislation	`N/A`	not current
FNSCUS301A	Respond to customer enquiries	`N/A`	not current
FNSCUS402A	Resolve disputes	`N/A`	not current
FNSCUS403A	Deliver a professional service to customers	`N/A`	not current
FNSILF302A	Process a life insurance application	`N/A`	not current
FNSILF303A	Issue a life insurance policy	`N/A`	not current
FNSILF401A	Contribute to the life risk underwriting process	`N/A`	not current
FNSILF403A	Develop and maintain in-depth knowledge of products and services used by the Life Insurance sector	`N/A`	not current
FNSILF404A	Process requests for policy alterations and assignments	`N/A`	not current
FNSILF405A	Evaluate life insurance claims	`N/A`	not current
FNSILF406A	Collect and manage information to facilitate claims assessment	`N/A`	not current
FNSILF407A	Settle life insurance claims	`N/A`	not current
FNSILF408A	Process life insurance contract maturity and surrender payment requests	`N/A`	not current
FNSINC301A	Work effectively in the financial services industry	`N/A`	not current
FNSISV406A	Use specialist terminology in insurance claims	`N/A`	not current
FNSISV407A	Use medical terminology in an insurance context	`N/A`	not current

Core and elective are the register's own flags on the unit grid of the release read here. "Not current" means training.gov.au no longer recommends that unit for use inside this product — it does not say anything about the product itself.

Source: this product on training.gov.au, Australia's national training register — or go straight to the units it requires. The rule itself is item 14 of F2025L00355, and ASQA publishes the extensions it has granted. Read on 28 August 2026 UTC. Every code, title, date, status and equivalence flag on this page is the register's; nothing here is estimated or inferred, and where the register publishes nothing we say so.

Every FNS training product on the register · Search all training products

Is FNS41512 still on your scope? Type your RTO code and get the free breakdown — every superseded product on your live scope, and whether the register flags each replacement equivalent.

Also watch that scope — email me when something on it is approaching the date new enrolments stop, or when the register changes what you have to do. Free forever, one click to stop.

No account, no card. We never ask for anything about your learners. Your address gets this one report — no list, no marketing — and the scope watch only if you tick the box, with one click to stop it.