FNS41510 Certificate IV in Life Insurance

Supersededtraining.gov.au: supersededNonEquivalent

The currency period for FNS41510 ended on 5 March 2012 — 14 years ago. It names one replacement below, with the equivalence it declares for each.

Transition clockOpen for new enrolmentsClosing to new enrolments soonClosed to new enrolments

For an RTO registered by ASQA, new enrolments are not permitted today, unless ASQA has approved otherwise — for your organisation, for a class of RTOs, or for all RTOs. The one-year point this rule counts from — one year from the date the replacement was included on the National Register — fell earlier, on 7 March 2013. That date is arithmetic, not a day on which this instrument prohibited anything: s 14(1)(a)(i) of the National Vocational Education and Training Regulator (Compliance Standards for NVR Registered Training Organisations and Fit and Proper Person Requirements) Instrument 2025 (F2025L00355) commenced on 1 July 2025 and imposes nothing before then. RTOs registered by VRQA in Victoria or by the TAC in Western Australia are not covered by it.

Learners already enrolled have no fixed deadline: they complete the product and are issued their AQF certification, or transfer to the replacement, in a timely manner (ASQA guidance, read live 25 August 2026).

A second obligation follows from the same fact: under s 7(2)(c) of the same instrument, advertising may refer to a superseded product only while it is on scope and new enrolments are permitted. For an RTO registered by ASQA, new enrolments in this product are not permitted today, so a course page advertising it is not permitted either — and if ASQA approves a later enrolment date, that moves with it.

Sector-wide: the item 14 cut-off, measured across every live scope · the repealed 12-month rule

For an ASQA-registered RTO that does not already hold it, adding the replacement to scope is a change-of-scope application to ASQA, with a fee set by law: A$200 application fee + A$1,100 assessment fee per application (up to 5 VET courses and 50 units of competency). RTOs registered by a state regulator, and ASQA delegates, sit under other arrangements. Source: NVR Fees Determination 2026, F2026L00814, from 1 July 2026 · read 5 September 2026.

Product type
Qualification
Training package
FNS10 — Financial Services Training Package
Currency period ends
5 March 2012
Latest release
Release 1 · 24 November 2010
Supersedes
nothing — no earlier product listed
Superseded by
FNS41512 not equivalent

Where the register points next

Each step below is one supersession training.gov.au publishes between two products. The label on the rail is the equivalence the register declares for that step — not our reading of it.

  1. FNS41510Superseded — not equivalentCertificate IV in Life Insurance
  2. not equivalent
  3. FNS41512Superseded — equivalentCertificate IV in Life Insurance
  4. equivalent
  5. FNS41515Superseded — not equivalentCertificate IV in Life Insurance
  6. not equivalent
  7. FNS41521CurrentCertificate IV in Life Insurance

What the register says changed

These are the mapping notes training.gov.au attaches to each supersession, quoted as the register writes them. They are the only public record of what actually changed between two versions.

  • FNS41510FNS41512not equivalent6 March 2012

    Replaces FNS41510 Certificate IV in Life Insurance. Core has been restructured to more accurately reflect workplace requirements; elective pool has been recast with the introduction of 8 specialist life insurance units - OUTCOMES DEEMED NOT EQUIVALENT.

Official documents on the register

What training.gov.au lists for FNS41510 and for its training package FNS10 (release 5.1), with the name and date the register publishes for each file. We link them; we have not read them, and nothing on this page is taken from their contents.

  • FNS41510_R1.pdfFNS41510 release 1 · product document · published 20 July 2012
  • FNS41510_R1.docxFNS41510 release 1 · product document · published 26 November 2024

Is FNS41510 on your scope?

This page is the register's record of one product. What it cannot tell you is whether FNS41510 sits on your own scope today, or what else on that scope has moved without anyone noticing. Enter your RTO number and we read every product on your live scope against training.gov.au and tell you which ones are superseded and which replacements the register flags not equivalent.

Public code, nothing else. We read your live scope from training.gov.au and answer here — we keep neither the code nor the answer; what remains is the two-minute abuse counter described on our privacy page.

Whether a supersession requires anything of you, and what, sits with you and your regulator. This page maps what the register records; it does not make that judgement. If the difference between an equivalent and a non-equivalent replacement is the question, we wrote it up in equivalent vs not equivalent.

What FNS41510 is made of

training.gov.au lists 18 units for FNS41510. It does not mark them core or elective: the unit grid records N/A for every one of them. The register does not publish a completion rule in units for this product, so we do not state one. What it takes to complete the product is in the packaging rules on training.gov.au.

Units listed 18 listed

CodeUnitCore or electiveIn this product
BSBCCO402AGather, collate and record informationN/Anot current
BSBCUS301ADeliver and monitor a service to customersN/Anot current
BSBCUS401ACoordinate implementation of customer service strategiesN/Anot current
BSBCUS403AImplement customer service standardsN/Anot current
BSBITS401AMaintain business technologyN/Anot current
BSBOHS404BContribute to the implementation of strategies to control OHS riskN/Anot current
BSBWOR401AEstablish effective workplace relationshipsN/Anot current
FNSASICM503AProvide Tier 1 personal advice in life insuranceN/Anot current
FNSASICP503AProvide Tier 1 general advice in life insuranceN/Anot current
FNSCUS402AResolve disputesN/Anot current
FNSILF401AContribute to the life risk underwriting processN/Anot current
FNSILF402ASettle policy payments and terminationsN/Anot current
FNSINC401AApply principles of professional practice to work in the financial services industryN/Anot current
FNSINC402ADevelop and maintain in-depth knowledge of products and services used by an organisation or sectorN/Anot current
FNSISV402AUnderwrite new businessN/Anot current
FNSISV404AUnderwrite renewal businessN/Anot current
FNSISV405AAnalyse insurance claimsN/Anot current
FNSISV406AUse specialist terminology in insurance claimsN/Anot current

The register publishes this unit grid without a core or elective flag, so this page does not split it into core and elective. "Not current" means training.gov.au no longer recommends that unit for use inside this product — it does not say anything about the product itself.

Source: this product on training.gov.au, Australia's national training register — or go straight to the units it requires. The rule itself is item 14 of F2025L00355, and ASQA publishes the extensions it has granted. Read on 14 October 2026 UTC. Every code, title, date, status and equivalence flag on this page is the register's; nothing here is estimated or inferred, and where the register publishes nothing we say so.

Every FNS training product on the register · Search all training products

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Is FNS41510 still on your scope? Type your RTO code and get the free breakdown — every superseded product on your live scope, and whether the register flags each replacement equivalent.

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