FNS41820 Certificate IV in Financial Services

Currenttraining.gov.au: current

Australia's national training register lists FNS41820 as current. It publishes no end date for the currency period.

Product type
Qualification
Training package
FNS — Financial Services Training Package
Currency period ends
no end date published
Latest release
Release 2 · 15 June 2022 · 2 releases in all
Supersedes
FNS41815
Superseded by
nothing — no replacement listed

Where the register points next

training.gov.au points at nothing after FNS41820: it is the current product, and no replacement is listed.

What the register says changed

These are the mapping notes training.gov.au attaches to each supersession, quoted as the register writes them. They are the only public record of what actually changed between two versions.

  • FNS41815FNS41820not equivalent30 June 2020

    The register records this supersession but attaches no note on what changed.

Is FNS41820 on your scope?

This page is the register's record of one product. What it cannot tell you is whether FNS41820 sits on your own scope today, or what else on that scope has moved without anyone noticing. Enter your RTO number and we read every product on your live scope against training.gov.au and tell you which ones are superseded and which replacements the register flags not equivalent.

Public code, nothing else. We read your live scope from training.gov.au and answer here — nothing is stored unless you ask us to watch it.

Whether a supersession requires anything of you, and what, sits with you and your regulator. This page maps what the register records; it does not make that judgement. If the difference between an equivalent and a non-equivalent replacement is the question, we wrote it up in equivalent vs not equivalent.

What FNS41820 is made of

training.gov.au lists 64 units for FNS41820: 1 core and 63 elective. To complete it, the register publishes a rule of 1 core unit plus 12 electives13 units in all.

Core units 1 listed

CodeUnitIn this product
FNSINC411Conduct work according to professional practices in the financial services industrycurrent

Elective units 63 listed

CodeUnitIn this product
BSBAUD412Work within compliance frameworkscurrent
BSBCMM411Make presentationscurrent
BSBFIN501Manage budgets and financial planscurrent
BSBINS401Analyse and present research informationcurrent
BSBINS402Coordinate workplace information systemscurrent
BSBINS409Maintain and monitor digital information and recordscurrent
BSBLDR411Demonstrate leadership in the workplacecurrent
BSBLDR413Lead effective workplace relationshipscurrent
BSBLDR414Lead team effectivenesscurrent
BSBOPS403Apply business risk management processescurrent
BSBOPS404Implement customer service strategiescurrent
BSBOPS405Organise business meetingscurrent
BSBPEF402Develop personal work prioritiescurrent
BSBPMG426Apply project risk management techniquescurrent
BSBSTR402Implement continuous improvementcurrent
BSBTEC402Design and produce complex spreadsheetscurrent
BSBTWK401Build and maintain business relationshipscurrent
BSBWHS414Contribute to WHS risk managementcurrent
FNSACC405Maintain inventory recordscurrent
FNSACC412Prepare operational budgetscurrent
FNSACC413Make decisions in a legal contextcurrent
FNSASIC311Establish client relationship and analyse needscurrent
FNSASIC312Provide personal advice on non-relevant financial productscurrent
FNSASIC314Provide Tier 2 general advice in general insurancecurrent
FNSASIC315Provide Tier 2 personal advice in general insurancecurrent
FNSBNK411Coordinate small business customer portfolioscurrent
FNSBNK412Align banking products with the needs of small business customerscurrent
FNSBNK413Provide services in a Business Transaction Centrecurrent
FNSBNK414Promote mobile banking servicescurrent
FNSBNK415Provide mobile banking sales and servicescurrent
Show the remaining 33 elective units
CodeUnitIn this product
FNSBNK416Manage mobile lending servicescurrent
FNSCRD401Assess credit applicationscurrent
FNSCRD404Utilise the legal process to recover outstanding debtcurrent
FNSCRD412Establish and maintain appropriate security options for credit facilitiescurrent
FNSCRD413Manage and recover bad and doubtful debtscurrent
FNSCRD415Manage overdue customer accountscurrent
FNSCRD513Promote client understanding of the role and effective use of consumer creditcurrent
FNSCUS403Deliver a professional service to customerscurrent
FNSCUS411Participate in negotiationscurrent
FNSCUS412Resolve disputescurrent
FNSFLT411Determine financial requirements of small businessescurrent
FNSFMK402Develop and maintain knowledge of financial markets productscurrent
FNSFMK403Interpret financial markets informationcurrent
FNSFMK411Perform reconciliationscurrent
FNSFMK515Comply with financial services regulation and industry codes of practicecurrent
FNSINC412Apply and maintain knowledge of financial products and servicescurrent
FNSINC511Conduct financial product research to support product recommendationscurrent
FNSINC513Identify and apply complex ethical decision making to workplace situationscurrent
FNSINC514Apply ethical frameworks and principles to make and act upon decisionscurrent
FNSMCA413Identify and manage individuals experiencing hardshipcurrent
FNSORG411Conduct individual work within a compliance frameworkcurrent
FNSPIM410Collect, assess and use informationcurrent
FNSRSK411Apply risk management strategies to own workcurrent
FNSSAM413Identify and provide initial information to potential new clientscurrent
FNSSAM421Provide information on financial products and services to clientscurrent
FNSSAM422Implement promotional strategies for financial products and servicescurrent
FNSSUP419Provide retirement income stream information to superannuation clientscurrent
FNSSUP420Establish and administer retirement income streamscurrent
FNSSUP423Provide knowledge of retirement planning issues when dealing with superannuation clientscurrent
FNSSUP431Terminate retirement income streamscurrent
FNSSUP432Determine impact of social security entitlements on retirement incomecurrent
FNSSUP434Develop and provide knowledge of aged care to superannuation clientscurrent
FNSTPB412Establish and maintain payroll systemscurrent

Core and elective are the register's own flags on the unit grid of the release read here. "Not current" means training.gov.au no longer recommends that unit for use inside this product — it does not say anything about the product itself.

Source: this product on training.gov.au, Australia's national training register — or go straight to the units it requires. The rule itself is item 14 of F2025L00355, and ASQA publishes the extensions it has granted. Read on 28 August 2026 UTC. Every code, title, date, status and equivalence flag on this page is the register's; nothing here is estimated or inferred, and where the register publishes nothing we say so.

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