Where the register points next
training.gov.au points at nothing after FNS41820: it is the current product, and no replacement is listed.
What the register says changed
These are the mapping notes training.gov.au attaches to each supersession, quoted as the register writes them. They are the only public record of what actually changed between two versions.
Is FNS41820 on your scope?
This page is the register's record of one product. What it cannot tell you is whether FNS41820 sits on your own scope today, or what else on that scope has moved without anyone noticing. Enter your RTO number and we read every product on your live scope against training.gov.au and tell you which ones are superseded and which replacements the register flags not equivalent.
Whether a supersession requires anything of you, and what, sits with you and your regulator. This page maps what the register records; it does not make that judgement. If the difference between an equivalent and a non-equivalent replacement is the question, we wrote it up in equivalent vs not equivalent.
What FNS41820 is made of
training.gov.au lists 64 units for FNS41820: 1 core and 63 elective. To complete it, the register publishes a rule of 1 core unit plus 12 electives — 13 units in all.
Core units 1 listed
| Code | Unit | In this product |
|---|---|---|
| FNSINC411 | Conduct work according to professional practices in the financial services industry | ●current |
Elective units 63 listed
| Code | Unit | In this product |
|---|---|---|
| BSBAUD412 | Work within compliance frameworks | ●current |
| BSBCMM411 | Make presentations | ●current |
| BSBFIN501 | Manage budgets and financial plans | ●current |
| BSBINS401 | Analyse and present research information | ●current |
| BSBINS402 | Coordinate workplace information systems | ●current |
| BSBINS409 | Maintain and monitor digital information and records | ●current |
| BSBLDR411 | Demonstrate leadership in the workplace | ●current |
| BSBLDR413 | Lead effective workplace relationships | ●current |
| BSBLDR414 | Lead team effectiveness | ●current |
| BSBOPS403 | Apply business risk management processes | ●current |
| BSBOPS404 | Implement customer service strategies | ●current |
| BSBOPS405 | Organise business meetings | ●current |
| BSBPEF402 | Develop personal work priorities | ●current |
| BSBPMG426 | Apply project risk management techniques | ●current |
| BSBSTR402 | Implement continuous improvement | ●current |
| BSBTEC402 | Design and produce complex spreadsheets | ●current |
| BSBTWK401 | Build and maintain business relationships | ●current |
| BSBWHS414 | Contribute to WHS risk management | ●current |
| FNSACC405 | Maintain inventory records | ●current |
| FNSACC412 | Prepare operational budgets | ●current |
| FNSACC413 | Make decisions in a legal context | ●current |
| FNSASIC311 | Establish client relationship and analyse needs | ●current |
| FNSASIC312 | Provide personal advice on non-relevant financial products | ●current |
| FNSASIC314 | Provide Tier 2 general advice in general insurance | ●current |
| FNSASIC315 | Provide Tier 2 personal advice in general insurance | ●current |
| FNSBNK411 | Coordinate small business customer portfolios | ●current |
| FNSBNK412 | Align banking products with the needs of small business customers | ●current |
| FNSBNK413 | Provide services in a Business Transaction Centre | ●current |
| FNSBNK414 | Promote mobile banking services | ●current |
| FNSBNK415 | Provide mobile banking sales and services | ●current |
Show the remaining 33 elective units
| Code | Unit | In this product |
|---|---|---|
| FNSBNK416 | Manage mobile lending services | ●current |
| FNSCRD401 | Assess credit applications | ●current |
| FNSCRD404 | Utilise the legal process to recover outstanding debt | ●current |
| FNSCRD412 | Establish and maintain appropriate security options for credit facilities | ●current |
| FNSCRD413 | Manage and recover bad and doubtful debts | ●current |
| FNSCRD415 | Manage overdue customer accounts | ●current |
| FNSCRD513 | Promote client understanding of the role and effective use of consumer credit | ●current |
| FNSCUS403 | Deliver a professional service to customers | ●current |
| FNSCUS411 | Participate in negotiations | ●current |
| FNSCUS412 | Resolve disputes | ●current |
| FNSFLT411 | Determine financial requirements of small businesses | ●current |
| FNSFMK402 | Develop and maintain knowledge of financial markets products | ●current |
| FNSFMK403 | Interpret financial markets information | ●current |
| FNSFMK411 | Perform reconciliations | ●current |
| FNSFMK515 | Comply with financial services regulation and industry codes of practice | ●current |
| FNSINC412 | Apply and maintain knowledge of financial products and services | ●current |
| FNSINC511 | Conduct financial product research to support product recommendations | ●current |
| FNSINC513 | Identify and apply complex ethical decision making to workplace situations | ●current |
| FNSINC514 | Apply ethical frameworks and principles to make and act upon decisions | ●current |
| FNSMCA413 | Identify and manage individuals experiencing hardship | ●current |
| FNSORG411 | Conduct individual work within a compliance framework | ●current |
| FNSPIM410 | Collect, assess and use information | ●current |
| FNSRSK411 | Apply risk management strategies to own work | ●current |
| FNSSAM413 | Identify and provide initial information to potential new clients | ●current |
| FNSSAM421 | Provide information on financial products and services to clients | ●current |
| FNSSAM422 | Implement promotional strategies for financial products and services | ●current |
| FNSSUP419 | Provide retirement income stream information to superannuation clients | ●current |
| FNSSUP420 | Establish and administer retirement income streams | ●current |
| FNSSUP423 | Provide knowledge of retirement planning issues when dealing with superannuation clients | ●current |
| FNSSUP431 | Terminate retirement income streams | ●current |
| FNSSUP432 | Determine impact of social security entitlements on retirement income | ●current |
| FNSSUP434 | Develop and provide knowledge of aged care to superannuation clients | ●current |
| FNSTPB412 | Establish and maintain payroll systems | ●current |
Core and elective are the register's own flags on the unit grid of the release read here. "Not current" means training.gov.au no longer recommends that unit for use inside this product — it does not say anything about the product itself.
Source: this product on training.gov.au, Australia's national training register — or go straight to the units it requires. The rule itself is item 14 of F2025L00355, and ASQA publishes the extensions it has granted. Read on 28 August 2026 UTC. Every code, title, date, status and equivalence flag on this page is the register's; nothing here is estimated or inferred, and where the register publishes nothing we say so.
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