FNSINC412 Apply and maintain knowledge of financial products and services

Currenttraining.gov.au: current

Australia's national training register lists FNSINC412 as current. It publishes no end date for the currency period.

Product type
Unit of competency
Training package
FNS — Financial Services Training Package
Currency period ends
no end date published
Latest release
Release 1 · 2 February 2021
Supersedes
FNSINC402
Superseded by
nothing — no replacement listed

Where the register points next

training.gov.au points at nothing after FNSINC412: it is the current product, and no replacement is listed.

What the register says changed

These are the mapping notes training.gov.au attaches to each supersession, quoted as the register writes them. They are the only public record of what actually changed between two versions.

  • FNSINC402FNSINC412equivalent1 February 2021

    The register records this supersession but attaches no note on what changed.

Is FNSINC412 on your scope?

This page is the register's record of one product. What it cannot tell you is whether FNSINC412 sits on your own scope today, or what else on that scope has moved without anyone noticing. Enter your RTO number and we read every product on your live scope against training.gov.au and tell you which ones are superseded and which replacements the register flags not equivalent.

Public code, nothing else. We read your live scope from training.gov.au and answer here — nothing is stored unless you ask us to watch it.

Whether a supersession requires anything of you, and what, sits with you and your regulator. This page maps what the register records; it does not make that judgement. If the difference between an equivalent and a non-equivalent replacement is the question, we wrote it up in equivalent vs not equivalent.

Where FNSINC412 is used

training.gov.au lists FNSINC412 inside 17 training products, 13 of them current. Every one of them is below, with the register's own core or elective flag for FNSINC412 in that product.

Current products 13 listed

CodeTraining productTypeFNSINC412 is
FNS30122Certificate III in Financial ServicesQualificationelective
FNS40821Certificate IV in Finance and Mortgage BrokingQualificationcore
FNS40920Certificate IV in SuperannuationQualificationelective
FNS41422Certificate IV in General InsuranceQualificationcore
FNS41720Certificate IV in Insurance BrokingQualificationcore
FNS41820Certificate IV in Financial ServicesQualificationelective
FNS42022Certificate IV in Banking ServicesQualificationcore
FNS50322Diploma of Finance and Mortgage Broking ManagementQualificationelective
FNS50722Diploma of SuperannuationQualificationcore
FNS51120Diploma of General InsuranceQualificationcore
FNS51220Diploma of Insurance BrokingQualificationelective
FNS51822Diploma of Financial ServicesQualificationelective
FNSSS00021Mortgage Lending Skill SetSkill setelective

Products no longer current 4 listed

The register still records FNSINC412 inside these, but it no longer recommends them as current. They are here because a scope history or an old enrolment can still point at them.

CodeTraining productTypeFNSINC412 is
FNS30120Certificate III in Financial ServicesQualificationelective
FNS40820Certificate IV in Finance and Mortgage BrokingQualificationcore
FNS50320Diploma of Finance and Mortgage Broking ManagementQualificationelective
FNS51820Diploma of Financial ServicesQualificationelective

Source: this product on training.gov.au, Australia's national training register — or go straight to the units it requires. The rule itself is item 14 of F2025L00355, and ASQA publishes the extensions it has granted. Read on 28 August 2026 UTC. Every code, title, date, status and equivalence flag on this page is the register's; nothing here is estimated or inferred, and where the register publishes nothing we say so.

Every FNS training product on the register · Search all training products

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