FNSINC402 Develop and maintain in-depth knowledge of products and services used by an organisation or sector

Supersededtraining.gov.au: supersededEquivalent

The currency period for FNSINC402 ended on 31 January 2021 — 5 years ago. It names one replacement below, with the equivalence it declares for each.

Transition clockClosed to new enrolments

New enrolments are not permitted from 2 February 2022 — one year from the date the replacement was included on the National Register (s 14(1)(a)(i) of the National VET Regulator (Compliance Standards for NVR RTOs and Fit and Proper Person Requirements) Instrument 2025 (F2025L00355, in force 1 July 2025)), or from a later date if ASQA has approved otherwise for your organisation.

Learners already enrolled have no fixed deadline: they complete the product and are issued their AQF certification, or transfer to the replacement, in a timely manner (ASQA guidance, read live 25 August 2026).

The same date closes a second obligation: under s 7(2)(c) of the same instrument, advertising may refer to a superseded product only while it is on scope and new enrolments are permitted. When enrolments stop, the course page advertising it stops being permitted too — and if ASQA approves a later enrolment date, that moves with it.

Sector-wide: the item 14 cut-off, measured across every live scope · the repealed 12-month rule

Product type
Unit of competency
Training package
FNS — Financial Services Training Package
Currency period ends
31 January 2021
Latest release
Release 1 · 25 March 2015
Supersedes
FNSINC402A
Superseded by
FNSINC412 equivalent

Where the register points next

Each step below is one supersession training.gov.au publishes between two products. The label on the rail is the equivalence the register declares for that step — not our reading of it.

  1. FNSINC402Superseded — equivalentDevelop and maintain in-depth knowledge of products and services used by an organisation or sector
  2. equivalent
  3. FNSINC412CurrentApply and maintain knowledge of financial products and services

What the register says changed

These are the mapping notes training.gov.au attaches to each supersession, quoted as the register writes them. They are the only public record of what actually changed between two versions.

  • FNSINC402AFNSINC402equivalent24 March 2015

    Updated to meet Standards for Training Packages. Minor edits and reordering to clarify intent of performance criteria.

  • FNSINC402FNSINC412equivalent1 February 2021

    The register records this supersession but attaches no note on what changed.

Is FNSINC402 on your scope?

This page is the register's record of one product. What it cannot tell you is whether FNSINC402 sits on your own scope today, or what else on that scope has moved without anyone noticing. Enter your RTO number and we read every product on your live scope against training.gov.au and tell you which ones are superseded and which replacements the register flags not equivalent.

Public code, nothing else. We read your live scope from training.gov.au and answer here — nothing is stored unless you ask us to watch it.

Whether a supersession requires anything of you, and what, sits with you and your regulator. This page maps what the register records; it does not make that judgement. If the difference between an equivalent and a non-equivalent replacement is the question, we wrote it up in equivalent vs not equivalent.

Where FNSINC402 is used

training.gov.au lists FNSINC402 inside 21 training products, 5 of them current. Every one of them is below, with the register's own core or elective flag for FNSINC402 in that product.

Current products 5 listed

CodeTraining productTypeFNSINC402 is
FNS40920Certificate IV in SuperannuationQualificationelective
FNS41720Certificate IV in Insurance BrokingQualificationcore
FNS41820Certificate IV in Financial ServicesQualificationelective
FNS51120Diploma of General InsuranceQualificationcore
FNS51220Diploma of Insurance BrokingQualificationelective

Products no longer current 16 listed

The register still records FNSINC402 inside these, but it no longer recommends them as current. They are here because a scope history or an old enrolment can still point at them.

CodeTraining productTypeFNSINC402 is
FNS30120Certificate III in Financial ServicesQualificationelective
FNS30515Certificate III in General InsuranceQualificationcore
FNS40815Certificate IV in Finance and Mortgage BrokingQualificationcore
FNS40915Certificate IV in SuperannuationQualificationelective
FNS41415Certificate IV in General InsuranceQualificationcore
FNS41420Certificate IV in General InsuranceQualificationcore
FNS41815Certificate IV in Financial ServicesQualificationelective
FNS42015Certificate IV in Banking ServicesQualificationcore
FNS42020Certificate IV in Banking ServicesQualificationcore
FNS50715Diploma of SuperannuationQualificationcore
Show the remaining 6 products no longer current
CodeTraining productTypeFNSINC402 is
FNS50720Diploma of SuperannuationQualificationcore
FNS51115Diploma of General InsuranceQualificationcore
FNS51215Diploma of Insurance BrokingQualificationelective
FNS51615Diploma of SecuritisationQualificationcore
FNS51815Diploma of Financial ServicesQualificationelective
FNS51820Diploma of Financial ServicesQualificationelective

Source: this product on training.gov.au, Australia's national training register — or go straight to the units it requires. The rule itself is item 14 of F2025L00355, and ASQA publishes the extensions it has granted. Read on 28 August 2026 UTC. Every code, title, date, status and equivalence flag on this page is the register's; nothing here is estimated or inferred, and where the register publishes nothing we say so.

Every FNS training product on the register · Search all training products

Is FNSINC402 still on your scope? Type your RTO code and get the free breakdown — every superseded product on your live scope, and whether the register flags each replacement equivalent.

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