FNS42015 Certificate IV in Banking Services

Supersededtraining.gov.au: supersededNonEquivalent

The currency period for FNS42015 ended on 29 June 2020 — 6 years ago. It names one replacement below, with the equivalence it declares for each.

Transition clockClosed to new enrolments

New enrolments are not permitted from 1 July 2021 — one year from the date the replacement was included on the National Register (s 14(1)(a)(i) of the National VET Regulator (Compliance Standards for NVR RTOs and Fit and Proper Person Requirements) Instrument 2025 (F2025L00355, in force 1 July 2025)), or from a later date if ASQA has approved otherwise for your organisation.

Learners already enrolled have no fixed deadline: they complete the product and are issued their AQF certification, or transfer to the replacement, in a timely manner (ASQA guidance, read live 25 August 2026).

The same date closes a second obligation: under s 7(2)(c) of the same instrument, advertising may refer to a superseded product only while it is on scope and new enrolments are permitted. When enrolments stop, the course page advertising it stops being permitted too — and if ASQA approves a later enrolment date, that moves with it.

Sector-wide: the item 14 cut-off, measured across every live scope · the repealed 12-month rule

Product type
Qualification
Training package
FNS — Financial Services Training Package
Currency period ends
29 June 2020
Latest release
Release 2 · 22 April 2015 · 2 releases in all
Supersedes
FNS41211, FNS41011
Superseded by
FNS42020 not equivalent

Where the register points next

Each step below is one supersession training.gov.au publishes between two products. The label on the rail is the equivalence the register declares for that step — not our reading of it.

  1. FNS42015Superseded — not equivalentCertificate IV in Banking Services
  2. not equivalent
  3. FNS42020Superseded — equivalentCertificate IV in Banking Services
  4. equivalent
  5. FNS42022CurrentCertificate IV in Banking Services

What the register says changed

These are the mapping notes training.gov.au attaches to each supersession, quoted as the register writes them. They are the only public record of what actually changed between two versions.

  • FNS41011FNS42015not equivalent24 March 2015

    Updated to meet Standards for Training Packages. Two qualifications merged to replace: FNS41011 Certificate IV in Banking Services FNS41211 Certificate IV in Mobile Banking All units of competency retained and organised in groups (sales and marketing, lending, mobile banking and general) to provide advice on the selection of electives

  • FNS41211FNS42015not equivalent24 March 2015

    Updated to meet Standards for Training Packages. Two qualifications merged to replace: FNS41011 Certificate IV in Banking Services FNS41211 Certificate IV in Mobile Banking All units of competency retained and organised in groups (sales and marketing, lending, mobile banking and general) to provide advice on the selection of electives

  • FNS42015FNS42020not equivalent30 June 2020

    The register records this supersession but attaches no note on what changed.

Is FNS42015 on your scope?

This page is the register's record of one product. What it cannot tell you is whether FNS42015 sits on your own scope today, or what else on that scope has moved without anyone noticing. Enter your RTO number and we read every product on your live scope against training.gov.au and tell you which ones are superseded and which replacements the register flags not equivalent.

Public code, nothing else. We read your live scope from training.gov.au and answer here — nothing is stored unless you ask us to watch it.

Whether a supersession requires anything of you, and what, sits with you and your regulator. This page maps what the register records; it does not make that judgement. If the difference between an equivalent and a non-equivalent replacement is the question, we wrote it up in equivalent vs not equivalent.

What FNS42015 is made of

training.gov.au lists 30 units for FNS42015: 5 core and 25 elective. The register does not publish a completion rule in units for this product, so we do not state one. How many of the electives are required is in the packaging rules on training.gov.au.

Core units 5 listed

CodeUnitIn this product
BSBCUS403Implement customer service standardsnot current
BSBWHS201Contribute to health and safety of self and othersnot current
BSBWOR204Use business technologynot current
FNSINC401Apply principles of professional practice to work in the financial services industrynot current
FNSINC402Develop and maintain in-depth knowledge of products and services used by an organisation or sectornot current

Elective units 25 listed

CodeUnitIn this product
BSBCUE301Use multiple information systemsnot current
BSBCUE407Administer customer engagement technologynot current
BSBCUS301Deliver and monitor a service to customersnot current
BSBCUS401Coordinate implementation of customer service strategiesnot current
BSBMGT405Provide personal leadershipnot current
BSBSMB407Manage a small teamnot current
BSBWOR501Manage personal work priorities and professional developmentnot current
FNSASIC301Establish client relationship and analyse needsnot current
FNSASIC302Develop, present and negotiate client solutionsnot current
FNSBNK401Coordinate a small business customer portfolionot current
FNSBNK403Provide services in a Business Transaction Centrenot current
FNSBNK404Promote mobile banking servicesnot current
FNSBNK405Provide mobile banking sales and servicesnot current
FNSBNK406Manage customer visitsnot current
FNSCRD401Assess credit applicationscurrent
FNSCRD402Establish and maintain appropriate securitynot current
FNSCRD503Promote understanding of the role and effective use of consumer creditnot current
FNSCUS402Resolve disputesnot current
FNSFLT501Assist customers to budget and manage own financesnot current
FNSFMB402Identify client needs for broking servicesnot current
FNSFMB403Present broking options to clientnot current
FNSMCA402Initiate legal recovery of debtsnot current
FNSSAM401Sell financial products and servicesnot current
FNSSAM402Implement a sales plannot current
FNSSAM403Prospect for new clientsnot current

Core and elective are the register's own flags on the unit grid of the release read here. "Not current" means training.gov.au no longer recommends that unit for use inside this product — it does not say anything about the product itself.

Source: this product on training.gov.au, Australia's national training register — or go straight to the units it requires. The rule itself is item 14 of F2025L00355, and ASQA publishes the extensions it has granted. Read on 28 August 2026 UTC. Every code, title, date, status and equivalence flag on this page is the register's; nothing here is estimated or inferred, and where the register publishes nothing we say so.

Every FNS training product on the register · Search all training products

Is FNS42015 still on your scope? Type your RTO code and get the free breakdown — every superseded product on your live scope, and whether the register flags each replacement equivalent.

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