Can an RTO still enrol new students in FNS42015?

For an RTO registered by ASQA, new enrolments are not permitted today, unless ASQA has approved otherwise — for your organisation, for a class of RTOs, or for all RTOs. The one-year point this rule counts from — one year from the date the replacement was included on the National Register — fell earlier, on 1 July 2021. That date is arithmetic, not a day on which this instrument prohibited anything: s 14(1)(a)(i) of the National Vocational Education and Training Regulator (Compliance Standards for NVR Registered Training Organisations and Fit and Proper Person Requirements) Instrument 2025 (F2025L00355) commenced on 1 July 2025 and imposes nothing before then. RTOs registered by VRQA in Victoria or by the TAC in Western Australia are not covered by it.

Is there a deadline for learners already enrolled in FNS42015?

Learners already enrolled have no fixed deadline: they complete the product and are issued their AQF certification, or transfer to the replacement, in a timely manner (ASQA guidance, read live 25 August 2026).

FNS42015 Certificate IV in Banking Services

Where the register points next

Each step below is one supersession training.gov.au publishes between two products. The label on the rail is the equivalence the register declares for that step — not our reading of it.

FNS42015Superseded — not equivalentCertificate IV in Banking Services
not equivalent
FNS42020Superseded — equivalentCertificate IV in Banking Services
equivalent
FNS42022CurrentCertificate IV in Banking Services

What the register says changed

These are the mapping notes training.gov.au attaches to each supersession, quoted as the register writes them. They are the only public record of what actually changed between two versions.

FNS41011FNS42015not equivalent24 March 2015
Updated to meet Standards for Training Packages. Two qualifications merged to replace: FNS41011 Certificate IV in Banking Services FNS41211 Certificate IV in Mobile Banking All units of competency retained and organised in groups (sales and marketing, lending, mobile banking and general) to provide advice on the selection of electives
FNS41211FNS42015not equivalent24 March 2015
Updated to meet Standards for Training Packages. Two qualifications merged to replace: FNS41011 Certificate IV in Banking Services FNS41211 Certificate IV in Mobile Banking All units of competency retained and organised in groups (sales and marketing, lending, mobile banking and general) to provide advice on the selection of electives
FNS42015FNS42020not equivalent30 June 2020
The register records this supersession but attaches no note on what changed.

Official documents on the register

What training.gov.au lists for FNS42015 and for its training package FNS (release 8.2), with the name and date the register publishes for each file. We link them; we have not read them, and nothing on this page is taken from their contents.

FNS42015_R2.pdfFNS42015 release 2 · product document · published 22 April 2015
FNS42015_R2.docxFNS42015 release 2 · product document · published 26 November 2024
FNS release 8.2 Companion Volume Implementation Guide - Nov 2022Companion Volume · FNS release 8.2 · PDF · 17 November 2022

Is FNS42015 on your scope?

This page is the register's record of one product. What it cannot tell you is whether FNS42015 sits on your own scope today, or what else on that scope has moved without anyone noticing. Enter your RTO number and we read every product on your live scope against training.gov.au and tell you which ones are superseded and which replacements the register flags not equivalent.

Whether a supersession requires anything of you, and what, sits with you and your regulator. This page maps what the register records; it does not make that judgement. If the difference between an equivalent and a non-equivalent replacement is the question, we wrote it up in equivalent vs not equivalent.

What FNS42015 is made of

training.gov.au lists 30 units for FNS42015: 5 core and 25 elective. The register does not publish a completion rule in units for this product, so we do not state one. How many of the electives are required is in the packaging rules on training.gov.au.

Core units 5 listed

Code	Unit	In this product
BSBCUS403	Implement customer service standards	not current
BSBWHS201	Contribute to health and safety of self and others	not current
BSBWOR204	Use business technology	not current
FNSINC401	Apply principles of professional practice to work in the financial services industry	not current
FNSINC402	Develop and maintain in-depth knowledge of products and services used by an organisation or sector	not current

Elective units 25 listed

Code	Unit	In this product
BSBCUE301	Use multiple information systems	not current
BSBCUE407	Administer customer engagement technology	not current
BSBCUS301	Deliver and monitor a service to customers	not current
BSBCUS401	Coordinate implementation of customer service strategies	not current
BSBMGT405	Provide personal leadership	not current
BSBSMB407	Manage a small team	not current
BSBWOR501	Manage personal work priorities and professional development	not current
FNSASIC301	Establish client relationship and analyse needs	not current
FNSASIC302	Develop, present and negotiate client solutions	not current
FNSBNK401	Coordinate a small business customer portfolio	not current
FNSBNK403	Provide services in a Business Transaction Centre	not current
FNSBNK404	Promote mobile banking services	not current
FNSBNK405	Provide mobile banking sales and services	not current
FNSBNK406	Manage customer visits	not current
FNSCRD401	Assess credit applications	current
FNSCRD402	Establish and maintain appropriate security	not current
FNSCRD503	Promote understanding of the role and effective use of consumer credit	not current
FNSCUS402	Resolve disputes	not current
FNSFLT501	Assist customers to budget and manage own finances	not current
FNSFMB402	Identify client needs for broking services	not current
FNSFMB403	Present broking options to client	not current
FNSMCA402	Initiate legal recovery of debts	not current
FNSSAM401	Sell financial products and services	not current
FNSSAM402	Implement a sales plan	not current
FNSSAM403	Prospect for new clients	not current

Core and elective are the register's own flags on the unit grid of the release read here. "Not current" means training.gov.au no longer recommends that unit for use inside this product — it does not say anything about the product itself.

Source: this product on training.gov.au, Australia's national training register — or go straight to the units it requires. The rule itself is item 14 of F2025L00355, and ASQA publishes the extensions it has granted. Read on 14 October 2026 UTC. Every code, title, date, status and equivalence flag on this page is the register's; nothing here is estimated or inferred, and where the register publishes nothing we say so.

Every FNS training product on the register · Search all training products

Take this with you — one email with this page's clock as the register states it today. Nothing scheduled after it.

Also alert me when a cutoff in this scope changes. Ticking this keeps alert emails on for this address — they start once your RTO is on the free watch (one minute from the panel link in the email), and every alert has a one-click stop.

No account, no card. Your address gets this one email — no list, no marketing. Cutoff alerts only ever come from a watch you start yourself — the box just records your yes now — and every alert has a one-click stop.

Is FNS42015 still on your scope? Type your RTO code and get the free breakdown — every superseded product on your live scope, and whether the register flags each replacement equivalent.

Also watch that scope — email me when something on it is approaching the date new enrolments stop, or when the register changes what you have to do. Free forever, one click to stop.

No account, no card. We never ask for anything about your learners. Your address gets this one report — no list, no marketing — and the scope watch only if you tick the box, with one click to stop it.