FNS41815 Certificate IV in Financial Services

Supersededtraining.gov.au: supersededNonEquivalent

The currency period for FNS41815 ended on 29 June 2020 — 6 years ago. It names one replacement below, with the equivalence it declares for each.

Transition clockClosed to new enrolments

New enrolments are not permitted from 1 July 2021 — one year from the date the replacement was included on the National Register (s 14(1)(a)(i) of the National VET Regulator (Compliance Standards for NVR RTOs and Fit and Proper Person Requirements) Instrument 2025 (F2025L00355, in force 1 July 2025)), or from a later date if ASQA has approved otherwise for your organisation.

Learners already enrolled have no fixed deadline: they complete the product and are issued their AQF certification, or transfer to the replacement, in a timely manner (ASQA guidance, read live 25 August 2026).

The same date closes a second obligation: under s 7(2)(c) of the same instrument, advertising may refer to a superseded product only while it is on scope and new enrolments are permitted. When enrolments stop, the course page advertising it stops being permitted too — and if ASQA approves a later enrolment date, that moves with it.

Sector-wide: the item 14 cut-off, measured across every live scope · the repealed 12-month rule

Product type
Qualification
Training package
FNS — Financial Services Training Package
Currency period ends
29 June 2020
Latest release
Release 5 · 13 February 2018 · 5 releases in all
Supersedes
FNS41811
Superseded by
FNS41820 not equivalent

Where the register points next

Each step below is one supersession training.gov.au publishes between two products. The label on the rail is the equivalence the register declares for that step — not our reading of it.

  1. FNS41815Superseded — not equivalentCertificate IV in Financial Services
  2. not equivalent
  3. FNS41820CurrentCertificate IV in Financial Services

What the register says changed

These are the mapping notes training.gov.au attaches to each supersession, quoted as the register writes them. They are the only public record of what actually changed between two versions.

  • FNS41811FNS41815equivalent24 March 2015

    Updated to meet Standards for Training Packages.

  • FNS41815FNS41820not equivalent30 June 2020

    The register records this supersession but attaches no note on what changed.

Is FNS41815 on your scope?

This page is the register's record of one product. What it cannot tell you is whether FNS41815 sits on your own scope today, or what else on that scope has moved without anyone noticing. Enter your RTO number and we read every product on your live scope against training.gov.au and tell you which ones are superseded and which replacements the register flags not equivalent.

Public code, nothing else. We read your live scope from training.gov.au and answer here — nothing is stored unless you ask us to watch it.

Whether a supersession requires anything of you, and what, sits with you and your regulator. This page maps what the register records; it does not make that judgement. If the difference between an equivalent and a non-equivalent replacement is the question, we wrote it up in equivalent vs not equivalent.

What FNS41815 is made of

training.gov.au lists 74 units for FNS41815: 1 core and 73 elective. The register does not publish a completion rule in units for this product, so we do not state one. How many of the electives are required is in the packaging rules on training.gov.au.

Core units 1 listed

CodeUnitIn this product
FNSINC401Apply principles of professional practice to work in the financial services industrynot current

Elective units 73 listed

CodeUnitIn this product
BSBADM405Organise meetingsnot current
BSBCMM401Make a presentationnot current
BSBCOM401Organise and monitor the operation of compliance management systemnot current
BSBCOM402Implement processes for the management of a breach in compliance requirementsnot current
BSBCOM405Promote compliance with legislationnot current
BSBCUE405Survey stakeholders to gather and record informationnot current
BSBCUS401Coordinate implementation of customer service strategiesnot current
BSBCUS402Address customer needsnot current
BSBCUS403Implement customer service standardsnot current
BSBINM401Implement workplace information systemnot current
BSBITS401Maintain business technologynot current
BSBITU402Develop and use complex spreadsheetsnot current
BSBLDR402Lead effective workplace relationshipsnot current
BSBLDR403Lead team effectivenessnot current
BSBLEG413Identify and apply the legal frameworknot current
BSBLEG415Apply the principles of contract lawnot current
BSBMGT401Show leadership in the workplacenot current
BSBMGT403Implement continuous improvementnot current
BSBMGT405Provide personal leadershipnot current
BSBPMG411Apply project quality management techniquesnot current
BSBPMG412Apply project cost management techniquesnot current
BSBPMG415Apply project risk management techniquesnot current
BSBREL402Build client relationships and business networksnot current
BSBRES401Analyse and present research informationnot current
BSBRKG404Monitor and maintain records in an online environmentnot current
BSBRSK401Identify risk and apply risk management processesnot current
BSBSMB407Manage a small teamnot current
BSBWHS201Contribute to health and safety of self and othersnot current
BSBWHS404Contribute to WHS hazard identification, risk assessment and risk controlnot current
BSBWOR203Work effectively with othersnot current
Show the remaining 43 elective units
CodeUnitIn this product
BSBWOR204Use business technologynot current
BSBWOR404Develop work prioritiesnot current
FNSACC405Maintain inventory recordscurrent
FNSACC412Prepare operational budgetscurrent
FNSACC413Make decisions in a legal contextcurrent
FNSASIC301Establish client relationship and analyse needsnot current
FNSASIC302Develop, present and negotiate client solutionsnot current
FNSBNK401Coordinate a small business customer portfolionot current
FNSBNK402Align banking products with the needs of small business customersnot current
FNSBNK403Provide services in a Business Transaction Centrenot current
FNSBNK404Promote mobile banking servicesnot current
FNSBNK405Provide mobile banking sales and servicesnot current
FNSBNK406Manage customer visitsnot current
FNSCRD401Assess credit applicationscurrent
FNSCRD402Establish and maintain appropriate securitynot current
FNSCRD403Manage and recover bad and doubtful debtsnot current
FNSCRD404Utilise the legal process to recover outstanding debtcurrent
FNSCRD405Manage overdue customer accountsnot current
FNSCRD503Promote understanding of the role and effective use of consumer creditnot current
FNSCUS401Participate in negotiationsnot current
FNSCUS402Resolve disputesnot current
FNSFLT401Be MoneySmart through a career in small businessnot current
FNSFMK401Reconcile financial transactionsnot current
FNSFMK402Develop and maintain knowledge of financial markets productscurrent
FNSFMK403Interpret financial markets informationcurrent
FNSFMK505Comply with financial services regulation and industry codes of practicenot current
FNSINC402Develop and maintain in-depth knowledge of products and services used by an organisation or sectornot current
FNSINC501Conduct product research to support recommendationsnot current
FNSORG401Conduct individual work within a compliance frameworknot current
FNSPIM410Collect, assess and use informationcurrent
FNSRSK401Implement risk management strategiesnot current
FNSSAM401Sell financial products and servicesnot current
FNSSAM402Implement a sales plannot current
FNSSAM403Prospect for new clientsnot current
FNSSUP409Provide specialist retirement income stream information to clientsnot current
FNSSUP410Establish and administer retirement income streamsnot current
FNSSUP411Terminate retirement income streamsnot current
FNSSUP412Determine impact of social security entitlements on retirement incomenot current
FNSSUP413Apply knowledge of retirement planning issues when dealing with clientsnot current
FNSSUP414Develop and apply knowledge of aged carenot current
FNSTPB402Establish and maintain payroll systemsnot current
TAEDEL402Plan, organise and facilitate learning in the workplacenot current
TAEDEL404Mentor in the workplacenot current

Core and elective are the register's own flags on the unit grid of the release read here. "Not current" means training.gov.au no longer recommends that unit for use inside this product — it does not say anything about the product itself.

Source: this product on training.gov.au, Australia's national training register — or go straight to the units it requires. The rule itself is item 14 of F2025L00355, and ASQA publishes the extensions it has granted. Read on 28 August 2026 UTC. Every code, title, date, status and equivalence flag on this page is the register's; nothing here is estimated or inferred, and where the register publishes nothing we say so.

Every FNS training product on the register · Search all training products

Is FNS41815 still on your scope? Type your RTO code and get the free breakdown — every superseded product on your live scope, and whether the register flags each replacement equivalent.

No account, no card. We never ask for anything about your learners. Your address gets this one report — no list, no marketing — and the scope watch only if you tick the box, with one click to stop it.