Where the register points next
Each step below is one supersession training.gov.au publishes between two products. The label on the rail is the equivalence the register declares for that step — not our reading of it.
What the register says changed
These are the mapping notes training.gov.au attaches to each supersession, quoted as the register writes them. They are the only public record of what actually changed between two versions.
Is FNS40820 on your scope?
This page is the register's record of one product. What it cannot tell you is whether FNS40820 sits on your own scope today, or what else on that scope has moved without anyone noticing. Enter your RTO number and we read every product on your live scope against training.gov.au and tell you which ones are superseded and which replacements the register flags not equivalent.
Whether a supersession requires anything of you, and what, sits with you and your regulator. This page maps what the register records; it does not make that judgement. If the difference between an equivalent and a non-equivalent replacement is the question, we wrote it up in equivalent vs not equivalent.
What FNS40820 is made of
training.gov.au lists 19 units for FNS40820: 8 core and 11 elective. The register does not publish a completion rule in units for this product, so we do not state one. How many of the electives are required is in the packaging rules on training.gov.au.
Core units 8 listed
| Code | Unit | In this product |
|---|---|---|
| BSBPEF501 | Manage personal and professional development | ●current |
| FNSCUS511 | Develop and maintain professional relationships in financial services industry | ●current |
| FNSFMB411 | Prepare loan applications on behalf of clients | ●current |
| FNSFMB412 | Identify client needs and present broking options | ●current |
| FNSFMK515 | Comply with financial services regulation and industry codes of practice | ●current |
| FNSINC411 | Conduct work according to professional practices in the financial services industry | ●current |
| FNSINC412 | Apply and maintain knowledge of financial products and services | ●current |
| FNSSAM411 | Sell financial products and services | !not current |
Elective units 11 listed
| Code | Unit | In this product |
|---|---|---|
| BSBESB401 | Research and develop business plans | ●current |
| BSBOPS304 | Deliver and monitor a service to customers | ●current |
| BSBOPS404 | Implement customer service strategies | ●current |
| BSBPEF402 | Develop personal work priorities | ●current |
| BSBTEC301 | Design and produce business documents | ●current |
| FNSASIC301 | Establish client relationship and analyse needs | !not current |
| FNSASIC302 | Develop, present and negotiate client solutions | !not current |
| FNSCRD401 | Assess credit applications | ●current |
| FNSCRD402 | Establish and maintain appropriate security | !not current |
| FNSFMB511 | Implement credit contracts in preparation for settlement | ●current |
| FNSSAM403 | Prospect for new clients | !not current |
Core and elective are the register's own flags on the unit grid of the release read here. "Not current" means training.gov.au no longer recommends that unit for use inside this product — it does not say anything about the product itself.
Source: this product on training.gov.au, Australia's national training register — or go straight to the units it requires. The rule itself is item 14 of F2025L00355, and ASQA publishes the extensions it has granted. Read on 28 August 2026 UTC. Every code, title, date, status and equivalence flag on this page is the register's; nothing here is estimated or inferred, and where the register publishes nothing we say so.
Every FNS training product on the register · Search all training products
Is FNS40820 still on your scope? Type your RTO code and get the free breakdown — every superseded product on your live scope, and whether the register flags each replacement equivalent.
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