Can an RTO still enrol new students in FNS40810?

For an RTO registered by ASQA, new enrolments are not permitted today, unless ASQA has approved otherwise — for your organisation, for a class of RTOs, or for all RTOs. The one-year point this rule counts from — one year from the date the replacement was included on the National Register — fell earlier, on 16 January 2013. That date is arithmetic, not a day on which this instrument prohibited anything: s 14(1)(a)(i) of the National Vocational Education and Training Regulator (Compliance Standards for NVR Registered Training Organisations and Fit and Proper Person Requirements) Instrument 2025 (F2025L00355) commenced on 1 July 2025 and imposes nothing before then. RTOs registered by VRQA in Victoria or by the TAC in Western Australia are not covered by it.

Is there a deadline for learners already enrolled in FNS40810?

Learners already enrolled have no fixed deadline: they complete the product and are issued their AQF certification, or transfer to the replacement, in a timely manner (ASQA guidance, read live 25 August 2026).

FNS40810 Certificate IV in Finance and Mortgage Broking

Where the register points next

Each step below is one supersession training.gov.au publishes between two products. The label on the rail is the equivalence the register declares for that step — not our reading of it.

FNS40810Superseded — equivalentCertificate IV in Finance and Mortgage Broking
equivalent
FNS40811Superseded — equivalentCertificate IV in Finance and Mortgage Broking
equivalent
FNS40815Superseded — not equivalentCertificate IV in Finance and Mortgage Broking
not equivalent
FNS40820Superseded — equivalentCertificate IV in Finance and Mortgage Broking
equivalent
FNS40821CurrentCertificate IV in Finance and Mortgage Broking

What the register says changed

These are the mapping notes training.gov.au attaches to each supersession, quoted as the register writes them. They are the only public record of what actually changed between two versions.

FNS40804FNS40810equivalent23 November 2010
The register records this supersession but attaches no note on what changed.
FNS40810FNS40811equivalent15 January 2012
Unit changes in the core technology unit BSBWOR204A to BSBITU306A; compliance unit BSBCOM501B to FNSFMK505A, to better reflect workplace requirements - OUTCOMES EQUIVALENT

Official documents on the register

What training.gov.au lists for FNS40810 and for its training package FNS10 (release 5.1), with the name and date the register publishes for each file. We link them; we have not read them, and nothing on this page is taken from their contents.

FNS40810_R1.docxFNS40810 release 1 · product document · published 26 November 2024
FNS40810_R1.pdfFNS40810 release 1 · product document · published 20 July 2012

Is FNS40810 on your scope?

This page is the register's record of one product. What it cannot tell you is whether FNS40810 sits on your own scope today, or what else on that scope has moved without anyone noticing. Enter your RTO number and we read every product on your live scope against training.gov.au and tell you which ones are superseded and which replacements the register flags not equivalent.

Whether a supersession requires anything of you, and what, sits with you and your regulator. This page maps what the register records; it does not make that judgement. If the difference between an equivalent and a non-equivalent replacement is the question, we wrote it up in equivalent vs not equivalent.

What FNS40810 is made of

training.gov.au lists 14 units for FNS40810. It does not mark them core or elective: the unit grid records N/A for every one of them. The register does not publish a completion rule in units for this product, so we do not state one. What it takes to complete the product is in the packaging rules on training.gov.au.

Units listed 14 listed

Code	Unit	Core or elective	In this product
BSBCOM501B	Identify and interpret compliance requirements	`N/A`	not current
BSBCUS301A	Deliver and monitor a service to customers	`N/A`	not current
BSBOHS303B	Contribute to OHS hazard identification and risk assessment	`N/A`	not current
BSBWOR204A	Use business technology	`N/A`	not current
BSBWOR501A	Manage personal work priorities and professional development	`N/A`	not current
FNSCRD301A	Process applications for credit	`N/A`	not current
FNSCUS501A	Develop and nurture relationships with clients, other professionals and third party referrers	`N/A`	not current
FNSFMB401A	Prepare loan application on behalf of finance or mortgage broking clients	`N/A`	not current
FNSFMB402A	Provide finance and mortgage broking services	`N/A`	not current
FNSFMB403A	Present broking options to client	`N/A`	not current
FNSFMB501A	Settle applications and loan arrangements in the finance and mortgage broking industry	`N/A`	not current
FNSINC401A	Apply principles of professional practice to work in the financial services industry	`N/A`	not current
FNSINC402A	Develop and maintain in-depth knowledge of products and services used by an organisation or sector	`N/A`	not current
FNSSAM403A	Prospect for new clients	`N/A`	not current

The register publishes this unit grid without a core or elective flag, so this page does not split it into core and elective. "Not current" means training.gov.au no longer recommends that unit for use inside this product — it does not say anything about the product itself.

Source: this product on training.gov.au, Australia's national training register — or go straight to the units it requires. The rule itself is item 14 of F2025L00355, and ASQA publishes the extensions it has granted. Read on 14 October 2026 UTC. Every code, title, date, status and equivalence flag on this page is the register's; nothing here is estimated or inferred, and where the register publishes nothing we say so.

Every FNS training product on the register · Search all training products

Take this with you — one email with this page's clock as the register states it today. Nothing scheduled after it.

Also alert me when a cutoff in this scope changes. Ticking this keeps alert emails on for this address — they start once your RTO is on the free watch (one minute from the panel link in the email), and every alert has a one-click stop.

No account, no card. Your address gets this one email — no list, no marketing. Cutoff alerts only ever come from a watch you start yourself — the box just records your yes now — and every alert has a one-click stop.

Is FNS40810 still on your scope? Type your RTO code and get the free breakdown — every superseded product on your live scope, and whether the register flags each replacement equivalent.

Also watch that scope — email me when something on it is approaching the date new enrolments stop, or when the register changes what you have to do. Free forever, one click to stop.

No account, no card. We never ask for anything about your learners. Your address gets this one report — no list, no marketing — and the scope watch only if you tick the box, with one click to stop it.