FNS40811 Certificate IV in Finance and Mortgage Broking

Supersededtraining.gov.au: supersededEquivalent

The currency period for FNS40811 ended on 23 March 2015 — 11 years ago. It names one replacement below, with the equivalence it declares for each.

Transition clockOpen for new enrolmentsClosing to new enrolments soonClosed to new enrolments

For an RTO registered by ASQA, new enrolments are not permitted today, unless ASQA has approved otherwise — for your organisation, for a class of RTOs, or for all RTOs. The one-year point this rule counts from — one year from the date the replacement was included on the National Register — fell earlier, on 25 March 2016. That date is arithmetic, not a day on which this instrument prohibited anything: s 14(1)(a)(i) of the National Vocational Education and Training Regulator (Compliance Standards for NVR Registered Training Organisations and Fit and Proper Person Requirements) Instrument 2025 (F2025L00355) commenced on 1 July 2025 and imposes nothing before then. RTOs registered by VRQA in Victoria or by the TAC in Western Australia are not covered by it.

Learners already enrolled have no fixed deadline: they complete the product and are issued their AQF certification, or transfer to the replacement, in a timely manner (ASQA guidance, read live 25 August 2026).

A second obligation follows from the same fact: under s 7(2)(c) of the same instrument, advertising may refer to a superseded product only while it is on scope and new enrolments are permitted. For an RTO registered by ASQA, new enrolments in this product are not permitted today, so a course page advertising it is not permitted either — and if ASQA approves a later enrolment date, that moves with it.

Sector-wide: the item 14 cut-off, measured across every live scope · the repealed 12-month rule

Product type
Qualification
Training package
FNS10 — Financial Services Training Package
Currency period ends
23 March 2015
Latest release
Release 2 · 18 July 2013 · 2 releases in all
Supersedes
FNS40810
Superseded by
FNS40815 equivalent

Where the register points next

Each step below is one supersession training.gov.au publishes between two products. The label on the rail is the equivalence the register declares for that step — not our reading of it.

  1. FNS40811Superseded — equivalentCertificate IV in Finance and Mortgage Broking
  2. equivalent
  3. FNS40815Superseded — not equivalentCertificate IV in Finance and Mortgage Broking
  4. not equivalent
  5. FNS40820Superseded — equivalentCertificate IV in Finance and Mortgage Broking
  6. equivalent
  7. FNS40821CurrentCertificate IV in Finance and Mortgage Broking

What the register says changed

These are the mapping notes training.gov.au attaches to each supersession, quoted as the register writes them. They are the only public record of what actually changed between two versions.

  • FNS40810FNS40811equivalent15 January 2012

    Unit changes in the core technology unit BSBWOR204A to BSBITU306A; compliance unit BSBCOM501B to FNSFMK505A, to better reflect workplace requirements - OUTCOMES EQUIVALENT

  • FNS40811FNS40815equivalent24 March 2015

    Updated to meet Standards for Training Packages.

Official documents on the register

What training.gov.au lists for FNS40811 and for its training package FNS10 (release 5.1), with the name and date the register publishes for each file. We link them; we have not read them, and nothing on this page is taken from their contents.

  • FNS40811_R2.pdfFNS40811 release 2 · product document · published 18 July 2013
  • FNS40811_R2.docxFNS40811 release 2 · product document · published 26 November 2024

Is FNS40811 on your scope?

This page is the register's record of one product. What it cannot tell you is whether FNS40811 sits on your own scope today, or what else on that scope has moved without anyone noticing. Enter your RTO number and we read every product on your live scope against training.gov.au and tell you which ones are superseded and which replacements the register flags not equivalent.

Public code, nothing else. We read your live scope from training.gov.au and answer here — we keep neither the code nor the answer; what remains is the two-minute abuse counter described on our privacy page.

Whether a supersession requires anything of you, and what, sits with you and your regulator. This page maps what the register records; it does not make that judgement. If the difference between an equivalent and a non-equivalent replacement is the question, we wrote it up in equivalent vs not equivalent.

What FNS40811 is made of

training.gov.au lists 14 units for FNS40811: 0 core and 4 elective, and 10 units it marks neither. The register does not publish a completion rule in units for this product, so we do not state one. How many of the electives are required is in the packaging rules on training.gov.au.

Elective units 4 listed

CodeUnitIn this product
BSBCUS301BDeliver and monitor a service to customersnot current
BSBWOR501BManage personal work priorities and professional developmentnot current
FNSASIC301CEstablish client relationship and analyse needsnot current
FNSASIC302CDevelop, present and negotiate client solutionsnot current

Units the register marks neither core nor elective 10 listed

CodeUnitCore or electiveIn this product
BSBITU306ADesign and produce business documentsN/Anot current
FNSCRD301AProcess applications for creditN/Anot current
FNSFMB401APrepare loan application on behalf of finance or mortgage broking clientsN/Anot current
FNSFMB402AProvide finance and mortgage broking servicesN/Anot current
FNSFMB403APresent broking options to clientN/Anot current
FNSFMB501ASettle applications and loan arrangements in the finance and mortgage broking industryN/Anot current
FNSFMK505AComply with financial services legislation and industry codes of practiceN/Anot current
FNSINC401AApply principles of professional practice to work in the financial services industryN/Anot current
FNSINC402ADevelop and maintain in-depth knowledge of products and services used by an organisation or sectorN/Anot current
FNSSAM403AProspect for new clientsN/Anot current

Core and elective are the register's own flags on the unit grid of the release read here. "Not current" means training.gov.au no longer recommends that unit for use inside this product — it does not say anything about the product itself.

Source: this product on training.gov.au, Australia's national training register — or go straight to the units it requires. The rule itself is item 14 of F2025L00355, and ASQA publishes the extensions it has granted. Read on 14 October 2026 UTC. Every code, title, date, status and equivalence flag on this page is the register's; nothing here is estimated or inferred, and where the register publishes nothing we say so.

Every FNS training product on the register · Search all training products

Take this with you — one email with this page's clock as the register states it today. Nothing scheduled after it.

No account, no card. Your address gets this one email — no list, no marketing. Cutoff alerts only ever come from a watch you start yourself — the box just records your yes now — and every alert has a one-click stop.

Is FNS40811 still on your scope? Type your RTO code and get the free breakdown — every superseded product on your live scope, and whether the register flags each replacement equivalent.

No account, no card. We never ask for anything about your learners. Your address gets this one report — no list, no marketing — and the scope watch only if you tick the box, with one click to stop it.