FNS40811 Certificate IV in Finance and Mortgage Broking

Supersededtraining.gov.au: supersededEquivalent

The currency period for FNS40811 ended on 23 March 2015 — 11 years ago. It names one replacement below, with the equivalence it declares for each.

Transition clockClosed to new enrolments

New enrolments are not permitted from 25 March 2016 — one year from the date the replacement was included on the National Register (s 14(1)(a)(i) of the National VET Regulator (Compliance Standards for NVR RTOs and Fit and Proper Person Requirements) Instrument 2025 (F2025L00355, in force 1 July 2025)), or from a later date if ASQA has approved otherwise for your organisation.

Learners already enrolled have no fixed deadline: they complete the product and are issued their AQF certification, or transfer to the replacement, in a timely manner (ASQA guidance, read live 25 August 2026).

The same date closes a second obligation: under s 7(2)(c) of the same instrument, advertising may refer to a superseded product only while it is on scope and new enrolments are permitted. When enrolments stop, the course page advertising it stops being permitted too — and if ASQA approves a later enrolment date, that moves with it.

Sector-wide: the item 14 cut-off, measured across every live scope · the repealed 12-month rule

Product type
Qualification
Training package
FNS10 — Financial Services Training Package
Currency period ends
23 March 2015
Latest release
Release 2 · 18 July 2013 · 2 releases in all
Supersedes
FNS40810
Superseded by
FNS40815 equivalent

Where the register points next

Each step below is one supersession training.gov.au publishes between two products. The label on the rail is the equivalence the register declares for that step — not our reading of it.

  1. FNS40811Superseded — equivalentCertificate IV in Finance and Mortgage Broking
  2. equivalent
  3. FNS40815Superseded — not equivalentCertificate IV in Finance and Mortgage Broking
  4. not equivalent
  5. FNS40820Superseded — equivalentCertificate IV in Finance and Mortgage Broking
  6. equivalent
  7. FNS40821CurrentCertificate IV in Finance and Mortgage Broking

What the register says changed

These are the mapping notes training.gov.au attaches to each supersession, quoted as the register writes them. They are the only public record of what actually changed between two versions.

  • FNS40810FNS40811equivalent15 January 2012

    Unit changes in the core technology unit BSBWOR204A to BSBITU306A; compliance unit BSBCOM501B to FNSFMK505A, to better reflect workplace requirements - OUTCOMES EQUIVALENT

  • FNS40811FNS40815equivalent24 March 2015

    Updated to meet Standards for Training Packages.

Is FNS40811 on your scope?

This page is the register's record of one product. What it cannot tell you is whether FNS40811 sits on your own scope today, or what else on that scope has moved without anyone noticing. Enter your RTO number and we read every product on your live scope against training.gov.au and tell you which ones are superseded and which replacements the register flags not equivalent.

Public code, nothing else. We read your live scope from training.gov.au and answer here — nothing is stored unless you ask us to watch it.

Whether a supersession requires anything of you, and what, sits with you and your regulator. This page maps what the register records; it does not make that judgement. If the difference between an equivalent and a non-equivalent replacement is the question, we wrote it up in equivalent vs not equivalent.

What FNS40811 is made of

training.gov.au lists 14 units for FNS40811: 0 core and 4 elective, and 10 units it marks neither. The register does not publish a completion rule in units for this product, so we do not state one. How many of the electives are required is in the packaging rules on training.gov.au.

Elective units 4 listed

CodeUnitIn this product
BSBCUS301BDeliver and monitor a service to customersnot current
BSBWOR501BManage personal work priorities and professional developmentnot current
FNSASIC301CEstablish client relationship and analyse needsnot current
FNSASIC302CDevelop, present and negotiate client solutionsnot current

Units the register marks neither core nor elective 10 listed

CodeUnitCore or electiveIn this product
BSBITU306ADesign and produce business documentsN/Anot current
FNSCRD301AProcess applications for creditN/Anot current
FNSFMB401APrepare loan application on behalf of finance or mortgage broking clientsN/Anot current
FNSFMB402AProvide finance and mortgage broking servicesN/Anot current
FNSFMB403APresent broking options to clientN/Anot current
FNSFMB501ASettle applications and loan arrangements in the finance and mortgage broking industryN/Anot current
FNSFMK505AComply with financial services legislation and industry codes of practiceN/Anot current
FNSINC401AApply principles of professional practice to work in the financial services industryN/Anot current
FNSINC402ADevelop and maintain in-depth knowledge of products and services used by an organisation or sectorN/Anot current
FNSSAM403AProspect for new clientsN/Anot current

Core and elective are the register's own flags on the unit grid of the release read here. "Not current" means training.gov.au no longer recommends that unit for use inside this product — it does not say anything about the product itself.

Source: this product on training.gov.au, Australia's national training register — or go straight to the units it requires. The rule itself is item 14 of F2025L00355, and ASQA publishes the extensions it has granted. Read on 28 August 2026 UTC. Every code, title, date, status and equivalence flag on this page is the register's; nothing here is estimated or inferred, and where the register publishes nothing we say so.

Every FNS training product on the register · Search all training products

Is FNS40811 still on your scope? Type your RTO code and get the free breakdown — every superseded product on your live scope, and whether the register flags each replacement equivalent.

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